Previously Known As : Idfc Overnight Fund
Bandhan Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 16
Rating
Growth Option 19-08-2026
NAV ₹1453.15(R) +0.01% ₹1465.04(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.21% 6.01% 5.58% 4.97% -%
Direct 5.31% 6.12% 5.69% 5.09% -%
Benchmark
SIP (XIRR) Regular 5.16% 5.67% 5.84% 5.48% -%
Direct 5.26% 5.77% 5.94% 5.58% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.38 0.73 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 1353 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
- 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 19-08-2026

Scheme Name NAV Rupee Change Percent Change
BANDHAN Overnight Fund - Regular Plan - Daily IDCW 1000.01
0.0000
0.0000%
BANDHAN Overnight Fund - Direct Plan - Daily IDCW 1000.01
0.0000
0.0000%
BANDHAN Overnight Fund - Direct Plan - Weekly IDCW 1000.71
0.1400
0.0100%
BANDHAN Overnight Fund - Regular Plan - Weekly IDCW 1001.63
0.1400
0.0100%
BANDHAN Overnight Fund - Regular Plan - Monthly IDCW 1002.74
0.1400
0.0100%
BANDHAN Overnight Fund - Direct Plan - Monthly IDCW 1002.78
0.1400
0.0100%
BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW 1329.67
0.1800
0.0100%
BANDHAN Overnight Fund - Direct Plan - Periodic IDCW 1335.07
0.1800
0.0100%
BANDHAN Overnight Fund - Regular Plan - Growth 1453.15
0.2000
0.0100%
BANDHAN Overnight Fund - Direct Plan - Growth 1465.04
0.2000
0.0100%

Review Date: 19-08-2026

Beginning of Analysis

In the Overnight Fund category, Bandhan Overnight Fund is the 15th ranked fund. The category has total 29 funds. The 3 star rating shows an average past performance of the Bandhan Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.38 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Bandhan Overnight Fund Return Analysis

  • The fund has given a return of 0.42%, 1.3 and 2.56 in last one, three and six months respectively. In the same period the category average return was 0.41%, 1.29% and 2.55% respectively.
  • Bandhan Overnight Fund has given a return of 5.31% in last one year. In the same period the Overnight Fund category average return was 5.28%.
  • The fund has given a return of 6.12% in last three years and ranked 11.0th out of thirty funds in the category. In the same period the Overnight Fund category average return was 6.09%.
  • The fund has given a return of 5.69% in last five years and ranked 13th out of twenty five funds in the category. In the same period the Overnight Fund category average return was 5.67%.
  • The fund has given a SIP return of 5.26% in last one year whereas category average SIP return is 5.23%. The fund one year return rank in the category is 19th in 34 funds
  • The fund has SIP return of 5.77% in last three years and ranks 12th in 30 funds. Bank of India Overnight Fund has given the highest SIP return (5.95%) in the category in last three years.
  • The fund has SIP return of 5.94% in last five years whereas category average SIP return is 5.92%.

Bandhan Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.41
    		0.37 | 0.43 17 | 33 Good
    3M Return % 1.28
    1.27
    		1.19 | 1.31 21 | 32 Average
    6M Return % 2.51
    2.51
    		2.33 | 2.74 19 | 32 Average
    1Y Return % 5.21
    5.20
    		4.83 | 5.52 19 | 32 Average
    3Y Return % 6.01
    6.01
    		5.67 | 6.22 18 | 30 Average
    5Y Return % 5.58
    5.59
    		5.39 | 5.78 16 | 25 Average
    7Y Return % 4.97
    4.99
    		4.88 | 5.07 16 | 19 Poor
    1Y SIP Return % 5.16
    5.15
    		4.77 | 5.52 19 | 32 Average
    3Y SIP Return % 5.67
    5.66
    		5.30 | 5.92 17 | 30 Average
    5Y SIP Return % 5.84
    5.84
    		5.61 | 6.06 16 | 25 Average
    7Y SIP Return % 5.48
    5.35
    		5.08 | 5.57 7 | 19 Good
    Standard Deviation 0.20
    0.20
    		0.18 | 0.27 12 | 30 Good
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 12 | 30 Good
    Sharpe Ratio 1.38
    1.34
    		-0.16 | 2.45 17 | 30 Average
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 17 | 30 Average
    Sortino Ratio 0.73
    0.73
    		-0.06 | 1.62 17 | 30 Average
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42 0.41 0.39 | 0.43 14 | 35 Good
    3M Return % 1.30 1.29 1.23 | 1.32 18 | 34 Good
    6M Return % 2.56 2.55 2.43 | 2.76 20 | 34 Average
    1Y Return % 5.31 5.28 5.04 | 5.55 18 | 34 Good
    3Y Return % 6.12 6.09 5.88 | 6.25 11 | 30 Good
    5Y Return % 5.69 5.67 5.49 | 5.81 13 | 25 Good
    7Y Return % 5.09 5.08 4.98 | 5.12 12 | 19 Average
    1Y SIP Return % 5.26 5.23 4.98 | 5.56 19 | 34 Average
    3Y SIP Return % 5.77 5.74 5.52 | 5.95 12 | 30 Good
    5Y SIP Return % 5.94 5.92 5.72 | 6.09 12 | 25 Good
    7Y SIP Return % 5.58 5.44 5.17 | 5.62 7 | 19 Good
    Standard Deviation 0.20 0.20 0.18 | 0.27 12 | 30 Good
    Semi Deviation 0.15 0.15 0.14 | 0.20 12 | 30 Good
    Sharpe Ratio 1.38 1.34 -0.16 | 2.45 17 | 30 Average
    Sterling Ratio 0.61 0.61 0.58 | 0.63 17 | 30 Average
    Sortino Ratio 0.73 0.73 -0.06 | 1.62 17 | 30 Average
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Overnight Fund NAV Regular Growth Bandhan Overnight Fund NAV Direct Growth
    19-08-2026 1453.1521 1465.0407
    18-08-2026 1452.9568 1464.8397
    17-08-2026 1452.7643 1464.6417
    14-08-2026 1452.1649 1464.0254
    13-08-2026 1451.9648 1463.8196
    12-08-2026 1451.7676 1463.6168
    11-08-2026 1451.5725 1463.416
    10-08-2026 1451.3795 1463.2175
    07-08-2026 1450.7939 1462.615
    06-08-2026 1450.6009 1462.4165
    05-08-2026 1450.4049 1462.2148
    04-08-2026 1450.2146 1462.019
    03-08-2026 1450.025 1461.8239
    31-07-2026 1449.4251 1461.2071
    30-07-2026 1449.226 1461.0024
    29-07-2026 1449.024 1460.7947
    28-07-2026 1448.8237 1460.5888
    27-07-2026 1448.621 1460.3806
    24-07-2026 1448.0298 1459.7725
    23-07-2026 1447.8339 1459.571
    22-07-2026 1447.6351 1459.3666
    21-07-2026 1447.4314 1459.1574
    20-07-2026 1447.2288 1458.9491

    Fund Launch Date: 16/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The Fund seeks to offer an investment avenue for short term savings by looking to generate returns in line with the overnight rates.
    Fund Description: An open-ended Debt Scheme investing in overnight securities
    Fund Benchmark: Nifty 1D Rate Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.